Overseas university study guide for students

University Guide

    1. Costs
      1. How much does it cost to study overseas?
      2. How much is the tuition fees for international students?
    3. Scholarships
      1. Are there scholarships or bursaries for international students?
      2. How do I apply for a scholarship or bursary offered by the universities?
      3. What is financial aid?
    5. Education Loans
      1. Which bank offers the best overseas education loans?
      2. How do I apply for education loans?
      3. How much money can I loan from the banks?
      4. How is the loan money disbursed? Will the bank pay my university directly?
      5. How do I repay the loan?
    7. Working as a Student
      1. Can I work while studying?
      2. How much can I expect to earn working while studying?
      3. How do I apply for an internship or work placement?
    9. University Payments
      1. What is a deposit payment?
      2. When do I have to pay tuition fees?
      3. How do I make an international payment to the university?
    11. Money Management
      1. How do I open a bank account?
      2. Which bank should I start an account with?
      3. How do I transfer my money overseas?
      4. How much money should I bring / transfer for my studies?
      5. What if I run out of money for my studies?
      6. How much is the living cost of studying abroad?

Which bank should I start an account with?

open bank account

We recommend that you go with a bank that is:

  1. Widely recognised - so that your bank card can readily be used across the country.
  2. Popular - so that you will have little issue finding a bank branch or a machine to withdraw money.
  3. Close to your campus
  4. Fees-free - No minimum deposit requirement, no monthly maintenance fee, no ATM charges.

Banks that are popular with students include:

  • Australia: Commonwealth Bank, ANZ bank, NAB, Westpac
  • UK: Santander, HSBC, Natwest bank, Royal Bank of Scotland, Lloyds, Barclays
  • Ireland: Bank of Ireland., Allied Irish Banks, Danske Bank, Ulster Bank
  • US: Bank of America, Citibank, Wells Fargo, U.S. Bank, PNC Bank, Bank X, TD Bank
There are also banks that operate solely online. Customers can perform all their banking transactions over a computer or smartphone, and this may be attractive to digitally well connected students. These virtual banks tend to offer the best interest rates on savings too!

Meet us at the Overseas Education Fair

Speak face-to-face with university representatives from around the world and attend free seminars at the largest overseas education fair in Singapore! Registration is free! Find out more here.

Guide Finances & Scholarships