Overseas university study guide for students

University Guide

    1. Costs
      1. How much does it cost to study overseas?
      2. How much is the tuition fees for international students?
    3. Scholarships
      1. Are there scholarships or bursaries for international students?
      2. How do I apply for a scholarship or bursary offered by the universities?
      3. What is financial aid?
    5. Education Loans
      1. Which bank offers the best overseas education loans?
      2. How do I apply for education loans?
      3. How much money can I loan from the banks?
      4. How is the loan money disbursed? Will the bank pay my university directly?
      5. How do I repay the loan?
    7. Working as a Student
      1. Can I work while studying?
      2. How much can I expect to earn working while studying?
      3. How do I apply for an internship or work placement?
    9. University Payments
      1. What is a deposit payment?
      2. When do I have to pay tuition fees?
      3. How do I make an international payment to the university?
    11. Money Management
      1. How do I open a bank account?
      2. Which bank should I start an account with?
      3. How do I transfer my money overseas?
      4. How much money should I bring / transfer for my studies?
      5. What if I run out of money for my studies?
      6. How much is the living cost of studying abroad?

How do I repay the loan?

loan repayment

Banks will typically require all loans to be repaid within 10 years.

There are several common ways that you can repay your bank loan. You can:

  1. Pay both interest + principal once money is disbursed by the bank
  2. Pay interest only during your studies, and then interest + principal after you graduate.
  3. Pay nothing during your studies, and then interest + principal after you graduate.

Not every bank will have all of the above payment options available. Also, some banks may offer other unique payment variants. Our advice is to check with the banks for the latest repayment options.

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Guide Finances & Scholarships