Overseas university study guide for students

University Guide

    1. Costs
      1. How much does it cost to study overseas?
      2. How much is the tuition fees for international students?
    3. Scholarships
      1. Are there scholarships or bursaries for international students?
      2. How do I apply for a scholarship or bursary offered by the universities?
      3. What is financial aid?
    5. Education Loans
      1. Which bank offers the best overseas education loans?
      2. How do I apply for education loans?
      3. How much money can I loan from the banks?
      4. How is the loan money disbursed? Will the bank pay my university directly?
      5. How do I repay the loan?
    7. Working as a Student
      1. Can I work while studying?
      2. How much can I expect to earn working while studying?
      3. How do I apply for an internship or work placement?
    9. University Payments
      1. What is a deposit payment?
      2. When do I have to pay tuition fees?
      3. How do I make an international payment to the university?
    11. Money Management
      1. How do I open a bank account?
      2. Which bank should I start an account with?
      3. How do I transfer my money overseas?
      4. How much money should I bring / transfer for my studies?
      5. What if I run out of money for my studies?
      6. How much is the living cost of studying abroad?

How much money can I loan from the banks?

overseas study loan amount

The maximum amount of loan that you can take from the bank largely depends on you and your guarantors' salaries. The greater the combined salary, the more that the banks are willing to loan you.

The bank will also consider any other loans that you or your guarantors have taken elsewhere, and adjust the loan amount available to you accordingly.

In any case, the maximum loan amount will never exceed the tuition fees indicated in your university offer letter (plus the recommended living expenses / accommodation cost in the case of some banks).

Meet us at the Overseas Education Fair

Speak face-to-face with university representatives from around the world and attend free seminars at the largest overseas education fair in Singapore! Registration is free! Find out more here.

Guide Finances & Scholarships